Congratulations on reaching this major milestone! This is a very exciting time and now more than ever, you want to make sure you are making the best choices regarding your Medicare options. This can also be a very confusing time. The biggest complaint we hear from seniors is in regards to the huge amount of mail they receive. How do you make sense of it all and make the best choices? By working with a broker that will make sure you are getting the best plan at the best price to fit your unique needs.
As independent brokers, we work for YOU...NOT the insurance companies. We will shop all of the companies available to make sure you are getting the best value for your Medicare supplement policy.
Something else that is very important when selecting a broker is to make sure this person will stay with you after your initial plan selection and do an annual review to make sure you are still paying the best price for the best plan for your unique situation. This is a complimentary service we provide every year to our clients.We are here to provide you with the knowledge and the tools to help you make the best decision NOW and in the FUTURE. Call us @ 1-800-791-6850 24 hours a day to get the information you need.
Turning 65 means that you are in what is called "Open Enrollment. This means that you can choose ANY plan without being subjected to medical underwriting questions. In most states, you can choose a plan up to 6 months before your 65th birthday. Medicare only covers 80% of your expenses, so you will want to choose a plan to cover the 20% that Medicare does not cover.You will also want to choose a Part D drug plan now, even if you do not take any drugs. This will avoid a late enrollment penalty should you elect a plan at a later date. We will be sure to walk you through the entire process to make sure you get the best options to fit your needs and make sure you have a full understanding of how your plan choice works with original Medicare